Do creditors have access to my employment history?

I applied for a loan and I was just wondering if the lender would have access to my employment history?

Do creditors have access to my employment history?
Depends. Mainly they have the history you write down on the application AND any jobs that have become "attached" to your credit report.





A job becomes attached to your credit report if you applied for other credit and listed the job on the application OR if you have had a garnishment.
Reply:They should as they need to judge whether or not you have a stable job and will be able to pay off your loans. Usually you will submit your tax forms from prior years to prove your income.